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Hospitality Workers' Compensation Insurance

Hospitality Workers' Compensation Insurance Professionals Providing Outstanding Protection

Protecting your workforce with comprehensive coverage tailored to the unique needs of hospitality businesses

4.6M
workers in the hospitality industry
3.4%
injury rate in food service and hospitality
58%
of injuries involve sprains and strains

Expert Protection

Comprehensive coverage backed by deep industry knowledge

Industry Understanding

We understand hospitality businesses' unique exposures when insuring their operations, facilities, and people.

Comprehensive Protection

Our coverage options are designed to protect against the specific risks faced by hospitality workers and businesses.

Compliance Expertise

We ensure your coverage meets all state-specific workers' compensation requirements for hospitality businesses.

Regional Focus

Our regional focus allows us to provide exceptional service tailored to local hospitality needs and requirements.

Protecting Your Most Valuable Assets

At TruPoint, we understand hospitality businesses' unique exposures when insuring their operations, facilities, and people. While facilities and equipment are important, we believe the people are these businesses' most valuable assets.

The fast-paced nature of hospitality work, combined with long hours and physical demands, creates significant risks for workers. Our comprehensive coverage helps protect your workforce while ensuring compliance with industry regulations.

Hospitality workers in action
Hospitality service environment

Industry-Leading Protection

The hospitality industry presents unique challenges with its combination of customer service, food handling, and facility maintenance risks. Our specialized coverage helps protect your workers while maintaining compliance with industry regulations.

We understand workers' comp insurance is designed to protect you, your trade, and your livelihood and must be meticulously analyzed to ensure the best combination of compliance and coverage for hospitality operations.

Hospitality Risk Factors

Understanding the unique risks faced by hospitality workers

Slips, Trips, and Falls

Wet floors, uneven surfaces, and busy environments create slip and fall hazards. These incidents can result in serious injuries to staff members.

Manual Handling

Lifting heavy items, moving furniture, and carrying trays can lead to musculoskeletal injuries and strains among hospitality workers.

Burns and Cuts

Kitchen staff face risks from hot surfaces, sharp objects, and cooking equipment. These hazards can cause serious injuries requiring immediate medical attention.

Chemical Exposure

Cleaning products and other chemicals used in hospitality can cause skin irritation, respiratory issues, and other health problems if not handled properly.

Repetitive Strain

Repeated motions in cleaning, food preparation, and service can lead to repetitive strain injuries affecting muscles and joints.

Long Hours and Fatigue

Extended shifts, irregular hours, and high-pressure environments can lead to fatigue-related accidents and stress injuries.

Violence and Security

Staff may face risks from difficult customers or security incidents, particularly in late-night operations.

Food Safety

Handling food and beverages presents risks of burns, cuts, and exposure to foodborne illnesses.

Environmental Hazards

Poor ventilation, noise, and temperature extremes can affect worker health and safety in hospitality environments.

Ready to Protect Your Workforce?

Get started today with comprehensive workers' compensation coverage tailored to your hospitality business needs

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