Commercial Insurance for Artisan & Construction: Built for the Job Site
TruPoint is a full commercial insurance agency. We place general liability, commercial auto, inland marine, and workers' compensation with underwriting depth in construction, protecting your projects, equipment, vehicles, and crew.
Expert Protection
Comprehensive coverage backed by deep industry knowledge
Industry Understanding
We understand construction businesses' unique exposures when insuring their operations, equipment, projects, and people.
Comprehensive Protection
From general liability and commercial auto to inland marine and workers' compensation, we align coverage with how your construction business actually operates.
Compliance Expertise
We help you meet state workers' compensation requirements for construction employers and coordinate coverage across your full commercial program.
Regional Focus
Our regional focus allows us to provide exceptional service tailored to local construction needs and requirements.
Protecting Your Most Valuable Assets
At TruPoint, we understand construction businesses' unique exposures when insuring their operations, equipment, projects, and people. While equipment and materials are often insured based on their financial value, we believe the people are these businesses' most important assets.
The physically demanding nature of construction work, combined with hazardous environments and heavy equipment operation, creates significant risks for workers. Our comprehensive coverage helps protect your workforce while ensuring compliance with industry regulations.
Industry-Leading Protection
Construction consistently ranks among the most dangerous industries, with significant risks from falls, heavy equipment, and site hazards. Our specialized coverage helps protect your workers while maintaining compliance with industry regulations.
Workers' compensation remains essential, and it works best when it sits alongside the rest of your commercial program. We analyze liability, auto, inland marine, and workers' comp together so you get coherent protection across every phase of the job.
Construction Risk Factors
Understanding the unique risks faced by construction workers
Falls and Heights
Working at elevated heights poses significant risks. Falls from scaffolding, roofs, and ladders can result in severe injuries or fatalities.
Heavy Equipment Operation
Operating cranes, excavators, and other heavy machinery requires skill and attention. Accidents can lead to serious injuries and property damage.
Electrical Hazards
Contact with live wires, power lines, and electrical equipment can cause electrocution, burns, and other severe injuries.
Struck-by Incidents
Workers can be struck by falling objects, moving vehicles, or construction materials, leading to serious injuries or fatalities.
Confined Spaces
Working in tight spaces like trenches or tunnels can expose workers to oxygen deficiency, toxic gases, and physical hazards.
Material Handling
Lifting heavy materials, using power tools, and repetitive motions can cause musculoskeletal injuries and strains.
Weather Exposure
Construction workers face extreme weather conditions, from intense heat to severe cold, which can lead to heat stress or hypothermia.
Site Safety
Construction sites present numerous hazards including uneven surfaces, exposed rebar, and incomplete structures.
Noise and Vibration
Prolonged exposure to loud equipment and vibrating tools can cause hearing loss and other physical conditions.
Ready to Protect Your Business?
Talk with TruPoint about commercial insurance for construction, including general liability, commercial auto, inland marine, and workers' compensation.
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