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Construction Workers' Compensation Insurance

Artisan & Construction Workers' Compensation Insurance Professionals Providing Outstanding Protection

Protecting your workforce with comprehensive coverage tailored to the unique needs of construction businesses

20%
of workplace fatalities occur in construction
1 in 5
workplace injuries happen on construction sites
60%
of construction injuries occur in first year of employment

Expert Protection

Comprehensive coverage backed by deep industry knowledge

Industry Understanding

We understand construction businesses' unique exposures when insuring their operations, equipment, projects, and people.

Comprehensive Protection

Our coverage options are designed to protect against the specific risks faced by construction workers and contractors.

Compliance Expertise

We ensure your coverage meets all state-specific workers' compensation requirements for construction businesses.

Regional Focus

Our regional focus allows us to provide exceptional service tailored to local construction needs and requirements.

Protecting Your Most Valuable Assets

At TruPoint, we understand construction businesses' unique exposures when insuring their operations, equipment, projects, and people. While equipment and materials are often insured based on their financial value, we believe the people are these businesses' most important assets.

The physically demanding nature of construction work, combined with hazardous environments and heavy equipment operation, creates significant risks for workers. Our comprehensive coverage helps protect your workforce while ensuring compliance with industry regulations.

Construction workers on site
Construction site overview

Industry-Leading Protection

Construction consistently ranks among the most dangerous industries, with significant risks from falls, heavy equipment, and site hazards. Our specialized coverage helps protect your workers while maintaining compliance with industry regulations.

We understand workers' comp insurance is designed to protect you, your trade, and your livelihood and must be meticulously analyzed to ensure the best combination of compliance and coverage for construction operations.

Construction Risk Factors

Understanding the unique risks faced by construction workers

Falls and Heights

Working at elevated heights poses significant risks. Falls from scaffolding, roofs, and ladders can result in severe injuries or fatalities.

Heavy Equipment Operation

Operating cranes, excavators, and other heavy machinery requires skill and attention. Accidents can lead to serious injuries and property damage.

Electrical Hazards

Contact with live wires, power lines, and electrical equipment can cause electrocution, burns, and other severe injuries.

Struck-by Incidents

Workers can be struck by falling objects, moving vehicles, or construction materials, leading to serious injuries or fatalities.

Confined Spaces

Working in tight spaces like trenches or tunnels can expose workers to oxygen deficiency, toxic gases, and physical hazards.

Material Handling

Lifting heavy materials, using power tools, and repetitive motions can cause musculoskeletal injuries and strains.

Weather Exposure

Construction workers face extreme weather conditions, from intense heat to severe cold, which can lead to heat stress or hypothermia.

Site Safety

Construction sites present numerous hazards including uneven surfaces, exposed rebar, and incomplete structures.

Noise and Vibration

Prolonged exposure to loud equipment and vibrating tools can cause hearing loss and other physical conditions.

Ready to Protect Your Workforce?

Get started today with comprehensive workers' compensation coverage tailored to your construction business needs

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