Artisan & Construction Workers' Compensation Insurance Professionals Providing Outstanding Protection
Protecting your workforce with comprehensive coverage tailored to the unique needs of construction businesses
Expert Protection
Comprehensive coverage backed by deep industry knowledge
Industry Understanding
We understand construction businesses' unique exposures when insuring their operations, equipment, projects, and people.
Comprehensive Protection
Our coverage options are designed to protect against the specific risks faced by construction workers and contractors.
Compliance Expertise
We ensure your coverage meets all state-specific workers' compensation requirements for construction businesses.
Regional Focus
Our regional focus allows us to provide exceptional service tailored to local construction needs and requirements.
Protecting Your Most Valuable Assets
At TruPoint, we understand construction businesses' unique exposures when insuring their operations, equipment, projects, and people. While equipment and materials are often insured based on their financial value, we believe the people are these businesses' most important assets.
The physically demanding nature of construction work, combined with hazardous environments and heavy equipment operation, creates significant risks for workers. Our comprehensive coverage helps protect your workforce while ensuring compliance with industry regulations.
Industry-Leading Protection
Construction consistently ranks among the most dangerous industries, with significant risks from falls, heavy equipment, and site hazards. Our specialized coverage helps protect your workers while maintaining compliance with industry regulations.
We understand workers' comp insurance is designed to protect you, your trade, and your livelihood and must be meticulously analyzed to ensure the best combination of compliance and coverage for construction operations.
Construction Risk Factors
Understanding the unique risks faced by construction workers
Falls and Heights
Working at elevated heights poses significant risks. Falls from scaffolding, roofs, and ladders can result in severe injuries or fatalities.
Heavy Equipment Operation
Operating cranes, excavators, and other heavy machinery requires skill and attention. Accidents can lead to serious injuries and property damage.
Electrical Hazards
Contact with live wires, power lines, and electrical equipment can cause electrocution, burns, and other severe injuries.
Struck-by Incidents
Workers can be struck by falling objects, moving vehicles, or construction materials, leading to serious injuries or fatalities.
Confined Spaces
Working in tight spaces like trenches or tunnels can expose workers to oxygen deficiency, toxic gases, and physical hazards.
Material Handling
Lifting heavy materials, using power tools, and repetitive motions can cause musculoskeletal injuries and strains.
Weather Exposure
Construction workers face extreme weather conditions, from intense heat to severe cold, which can lead to heat stress or hypothermia.
Site Safety
Construction sites present numerous hazards including uneven surfaces, exposed rebar, and incomplete structures.
Noise and Vibration
Prolonged exposure to loud equipment and vibrating tools can cause hearing loss and other physical conditions.
Ready to Protect Your Workforce?
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