
Founder & CEO at TruPoint
Lucas Child is a Commercial Insurance Advisor at TruPoint, where he brings 6 years of sales experience and 4 years in management to every client relationship. Before insurance, Lucas spent years in the payments industry overseeing more than $500 million in transaction volume and leading a team of 10 sales professionals. That background in finance and leadership shapes how he works today: strategically, thoroughly, and with a long-term mindset. Lucas holds a Property & Casualty License, Life Insurance License, and Anti-Money Laundering Certification, and is a former Licensed Certified Payments Professional. His specialties include white collar liability, cyber liability, tree care operations, and auto dealerships. Clients know Lucas for being detail-oriented, dependable, and easy to work with. Outside the office you will find him playing bass guitar, training Brazilian Jiu-Jitsu, or spending time with his wife and kids.

A practical 2026 guide to commercial insurance for restaurants, bars, and hotels. Covers the core coverage stack, how carriers price hospitality risk, and the gaps that cost operators the most.

Standard GL policies exclude pollution events. For landscapers applying pesticides, herbicides, and fertilizer, that exclusion creates a serious coverage gap. Here is what Contractors Pollution Liability covers and who needs it.