
Founder & CEO at TruPoint
Charles Huff is a Senior Commercial Insurance Advisor at TruPoint with over a decade of experience in commercial property and casualty insurance. His career has been defined not just by expertise, but by a genuine commitment to the clients he serves. Charles has built a recognized reputation in the dirt work and excavation industry, working closely with contractors, grading companies, and earthmoving operations to make sure they are properly covered and truly understood by their carrier. In an industry that has trended toward transactional relationships and automated service, Charles pushes back. He believes insurance done right is personal, and his clients feel that difference from day one. As a member of the DirtBags podcast, Charles stays at the front edge of industry conversations, bringing that knowledge directly back to his clients in the form of better coverage, sharper risk awareness, and proactive service. Outside the office, Charles is most likely at home with his wife and four kids.

Roofing, structural steel, and excavation sit at the top of the NCCI scopes manual on rate. Here is how the highest-cost construction class codes work and the levers a general contractor actually has to control premium.

Irrigation contractors carry exposures a generic landscaping policy was not built to handle, including buried utilities, pressurized water, and electrical work. Here is what changes in the coverage.